Water Backup Sump Pump Coverage
Buy a battery backup to keep your sump pump running when the power goes out or buy a water powered backup sump pump.
Water backup sump pump coverage. Grange insurance offers an endorsement called backup of sewer and drains that you can add to your homeowners insurance policy. Does home insurance cover water damage. If water backs up from a sewer or drain within your home or if water discharges or overflows from your sump pump this coverage can help cover the loss up to a specified dollar amount. Water backup coverage is an optional add on to a homeowners insurance policy.
That s why many insurers including asi one of the insurers in progressive s network and part of our family of companies offer an optional coverage called water back up and sump overflow which protects you against a sump pump failure or a clogged sewer. The water backup and sump overflow endorsement is an add on to your homeowners insurance because usually this type of coverage is excluded without this add on. This coverage may help pay for water damage resulting from a backed up drain or sump pump. Water damage due to sump pump failure can be costly.
Water backup coverage is an optional endorsement that you can add to your homeowner s insurance policy. This endorsement provides coverage for damage resulting from water which backs up through sewers or drains or which overflows from a sump french drain or sump pump even if the sump pump fails. If your pump breaks down water could flood your basement. What is water backup coverage.
Water backup and sump pump discharge or overflow. Water backup and sump pump failure coverage is an optional add on that can put your mind at ease. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. Since water backups are such a common and pesky problem just about every company offers this coverage enhancement and it s a fairly high value add on costing as little.
The average cost of water backup and sewer coverage may range from 50 to 250 per year with limits of coverage from 5 000 to the full replacement cost of your home. Our water damage and sump pump failure coverage is designed to mitigate the cost of repairs caused by water leaking into a home due to a backed up drain or an. What is water backup coverage. This coverage may help pay for water damage resulting from a backed up drain or sump.
This does not include coverage for flood or surface water backup. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. Water backup coverage is an optional add on to your homeowner s insurance policy. What is water backup and sump pump overflow coverage.
This coverage may help pay for water damage resulting from a backed up drain or sump pump. How much does water backup coverage cost.