Water Backup Sump Pump Insurance

Sump pump failure coverage takes the form of a rider or endorsement attached to a standard homeowner s insurance policy.

Water backup sump pump insurance. The water backup and sump overflow endorsement is an add on to your homeowners insurance because usually this type of coverage is excluded without this add on. This coverage may help pay for water damage resulting from a backed up drain or sump pump. Our water damage and sump pump failure coverage is designed to mitigate the cost of repairs caused by water leaking into a home due to a backed up drain or an overflowing sump. Since water backups are such a common and pesky problem just about every company offers this coverage enhancement and it s a fairly high value add on costing as little as 30 a.

What is water backup coverage. Water backup coverage is an optional add on to a homeowners insurance policy. What is water backup and sump pump overflow coverage. How does water backup coverage work.

Water backup coverage also called sewer or sump pump backup coverage is one of the more popular and useful homeowners insurance endorsements that you can add to your policy. Premiums are relatively cheap and you can receive up. Water damage due to sump pump failure can be costly. It also covers mold damage to your home caused by water or sewer backup.

Talk to your independent agent to learn more about water backup coverage. Buy a battery backup to keep your sump pump running when the power goes out or buy a water powered backup sump pump. Sewer backup water backup sump pump overflow coverage. But we know that each homeowner is unique and offer up a number of add on home insurance coverages to help customize the right homeowners insurance policy for you.

This coverage may help pay for water damage resulting from a backed up drain or sump. Grange insurance offers an endorsement called backup of sewer and drains that you can add to your homeowners insurance policy. This endorsement provides coverage for damage resulting from water which backs up through sewers or drains or which overflows from a sump french drain or sump pump even if the sump pump fails. Water backup insurance provides coverage for damage to your property caused by a clogged sewer line failed sump pump and backed up drains.

For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup.