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If you receive a structured settlement instead of the 300 000 cash you ll get payments over a term of years or your lifetime however you choose and each payment is fully tax free.
What is a structured settlement payment. A structured settlement is a negotiated financial or insurance arrangement through which a claimant agrees to resolve a personal injury tort claim by receiving part or all of a settlement in the form of periodic payments on an agreed schedule rather than as a lump sum as part of the negotiations a structured settlement may be offered by the defendant or requested by the plaintiff. This is often necessary to cover attorney s fees and any medical bills that have accumulated during negotiations. However many legal settlements offer a lump sum payment option which provides a one time sum of money. Structured settlements are legally binding.
As of 2018 there were over 1 million attorneys working in the united states. Fairfield funding has been in business for 12 years and focuses on structured settlements and annuity payments. A structured settlement often referred to as a structured settlement annuity is a long term stream of payments to someone a plaintiff who has won or settled a civil lawsuit with a defendant. That number has continued to increase.
A structured settlement typically includes a lump sum of cash upfront one time to cover immediate expenses followed by guaranteed periodic payments tax free customized to meet the needs of the settlement winner. In many structured settlements the periodic payments are supplemented by a larger lump sum payment that comes immediately after the settlement is finalized. A structured settlement is a stream of periodic payments paid to an injured party by the defendant primarily through the purchase of annuity fixed and determinable issued directly by highly rated life insurance companies. A structured settlement is a payment plan from personal injury wrongful death or workers compensation lawsuits.
The company is a member of the national association of settlement purchasers.
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